Loan Term

30 years

Interest Rate

Variable Rate 8.92%

Maximum  LVR

Loan amount up to 95% of property value

Property Location

All states of Australia – those with minimum population 10,000 or at mortgage insurers discretion

• Interest only repayments available;

• Monthly, Fortnightly or weekly;

• By Direct Debit.

• Premium is only payable by the borrower(s) when the LVR is greater than 80%

• Premium can be capitalized

• Loan Application fee of $300 (Including property  valuation fee and GST)

• Funds are taken from the borrowers nominated bank account via Direct Debit.

• Additional payments can be made via Direct Salary & Other Income crediting.

• Funds can be transferred into the borrowers loan account via BPAY.

• Or Trustar Customer Service hot line available in business hours

Redraw

Yes

Account Keeping Fees

$300 per annum + GST

Statement Frequency

Half yearly

• If security property discharged within 5 years, DERF equal to 1.5 times of first month loan instalment;

• if security property discharged after 5 years, no discharge fee.

Telephone Banking and Internet Banking are  24 hour available Customer Services :

• View account balances and available funds;

• Redraw;

• Make additional repayment;

• 24 hour telephone banking and internet banking;

• Unlimited periodic repayments from nominated bank accounts;

• Unlimited withdraw available funs through telephone banking and internet banking.